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Save More for Retirement with the OSU/A&M Voluntary Retirement Plan

Tuesday, December 7, 2021

The OSU/A&M Voluntary 403(b) Retirement Plan and the OSU/A&M Voluntary 457(b) Deferred Compensation Retirement Plan offer all OSU/A&M employees an opportunity to set aside retirement savings on a voluntary basis. All employees paid through the OSU/A&M payroll system, including student and temporary employees, are eligible to participate regardless of classification, percent of time employed, or length of appointment. Additional information is available at


Elected contributions are deducted from an employee's regular paycheck on a pre-tax basis (federal and state withholdings but not FICA), or you can contribute on an after-tax basis with the Roth 403(b) Plan. Minimum contribution is $15 per month for each plan. Maximum tax-deferred contribution limit is established by Internal Revenue Service regulations and is $20,500 for 2022. Employees who are at least age 50 may contribute an additional $6,500. You may contribute the maximum amount for both a 403(b) plan and a 457(b) plan.


TIAA is the sole approved provider. To begin contributions, change the amount of contributions or cancel participation, you will need to complete a Salary Reduction Agreement form. Full-time, benefits-eligible employees can enroll and/or make changes online through BenefitFocus at any time throughout the year. Your elections will become effective no earlier than the first of the following month the Agreement form is received by your Human Resources office. You may obtain information such as how to enroll with the provider, the Salary Reduction Agreement form, annual contribution limits and other plan features from the OSU/A&M Retirement Program Microsite,, the OSU Human Resources website,, or from OSU Benefits,, 405.744.5449, or from your local human resources office. 

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