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Human Resources

Health & Prescription Coverage

All benefit-eligible employees and OSU retirees are eligible to participate in the Oklahoma Agricultural and Mechanical Colleges (OAMC) System Health Plan, the OSU/A&M System's self-funded health plan. Effective Jan. 1, 2027, the plan provides medical and pharmacy benefits to covered members.

Spouses with available group coverage are not eligible for coverage on the OAMC System Health Plan. Learn more about spousal eligibility here.

Your monthly premium is based on the plan you choose, your coverage level and your salary tier. Premiums are salary-tiered to help maintain affordability across the workforce.

If you are a benefit-eligible employee and have other verifiable group health coverage, you may waive OAMC health plan coverage within 30 days of your hire date.

If you do not complete your benefits enrollment, you will be automatically enrolled in the employee-only PPO medical plan. Changes to your coverage elections will not be permitted until the next Open Enrollment period unless you experience a qualifying life event.

How the OAMC System Health Plan Works

Many health plans use a single vendor to manage enrollment, provider networks and pharmacy benefits. The OAMC System Health Plan takes a different approach by partnering with specialized vendors to provide coverage and services to OSU/A&M System members.

WebTPA administers the medical plan, Healthcare Highways provides access to the primary provider network, and Liviniti manages prescription drug benefits.

Frequently Asked Questions

You Have a Choice

Benefit-eligible employees can choose from two medical plan options, each offering different levels of coverage and cost sharing. The PPO plan is the most popular option and provides access to two provider networks, along with set copays and an annual deductible. The High Deductible Health Plan (HDHP) offers lower monthly premiums in exchange for higher out-of-pocket costs until the annual deductible is met.

Both plans provide nationwide coverage through the Healthcare Highways network for care received in Oklahoma and the Aetna wraparound network for care received outside the Healthcare Highways service area. Please note that Aetna is not the OAMC System Health Plan administrator and is available only for out-of-area coverage as described above.


Plan Premiums

2027 Health Plan Premiums

Health plan premiums are based on plan selected and salary tier. Your rate for the duration of the plan year will be locked in on Oct. 23, 2026.

Learn more about salary tiers and calculating your salary

Employees enrolled in an OSU health plan are eligible to earn a $30 monthly insurance premium credit by completing a preventive wellness screening. Screening details are being finalized at this time.

  • Monthly Paid, OAMC PPO Plan
    Salary up to $39,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$145.00$617.10$762.10
    Employee + Spouse$485.64$1,114.72$1,600.36
    Employee + Children$360.30$1,011.42$1,371.72
    Family$612.54$1,826.12$2,438.66
    Salary ranging from $40,000 to $74,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$160.00$602.10$762.10
    Employee + Spouse$530.64$1,069.72$1,600.36
    Employee + Children$390.30$981.42$1,371.72
    Family$672.54$1,766.12$2,438.66
    Salary ranging from $75,000 to $149,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$175.00$587.10$762.10
    Employee + Spouse$575.64$1,024.72$1,600.36
    Employee + Children$420.30$951.42$1,371.72
    Family$732.54$1,706.12$2,438.66
    Salary of $150,000+

    Employee PaysInstitution PaysTotal Premium
    Employee Only$190.00$572.10$762.10
    Employee + Spouse$620.64$979.72$1,600.36
    Employee + Children$450.30$921.42$1,371.72
    Family$792.54$1,646.12$2,438.66
  • Monthly Paid, OAMC High Deductible Health Plan
    Salary up to $39,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$125.00$628.42$753.42
    Employee + Spouse$317.24$1,225.62$1,542.86
    Employee + Children$235.40$1,108.64$1,344.04
    Family$380.44$1,891.46$2,271.90
    Salary ranging from $40,000 to $74,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$140.00$613.42$753.42
    Employee + Spouse$362.24$1,180.62$1,542.86
    Employee + Children$265.40$1,078.64$1,344.04
    Family$440.44$1,831.46$2,271.90
    Salary ranging from $75,000 to $149,999

    Employee PaysInstitution PaysTotal Premium
    Employee Only$155.00$598.42$753.42
    Employee + Spouse$407.24$1,135.62$1,542.86
    Employee + Children$295.40$1,048.64$1,344.04
    Family$500.44$1,771.46$2,271.90
    Salary of $150,000+

    Employee PaysInstitution PaysTotal Premium
    Employee Only$170.00$583.42$753.42
    Employee + Spouse$452.24$1,090.62$1,542.86
    Employee + Children$325.40$1,018.64$1,344.04
    Family$560.44$1,711.46$2,271.90
  • Biweekly Paid, OAMC PPO Plan
    Salary up to $39,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$72.50$308.55$381.05
    Employee + Spouse$242.82$557.36$800.18
    Employee + Children$180.15$505.71$685.86
    Family$306.27$913.06$1,219.33
    Salary ranging from $40,000 to $74,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$80.00$301.05$381.05
    Employee + Spouse$265.32$534.86$800.18
    Employee + Children$195.15$490.71$685.86
    Family$336.27$883.06$1,219.33
    Salary ranging from $75,000 to $149,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$87.50$293.55$381.05
    Employee + Spouse$287.82$512.36$800.18
    Employee + Children$210.15$475.71$685.86
    Family$366.27$853.06$1,219.33
    Salary of $150,000+

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$95.00$286.05$381.05
    Employee + Spouse$310.32$489.86$800.18
    Employee + Children$225.15$460.71$685.86
    Family$396.27$823.06$1,219.33
  • Biweekly Paid, OAMC High Deductible Health Plan
    Salary up to $39,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$62.50$314.21$376.71
    Employee + Spouse$158.62$612.81$771.43
    Employee + Children$117.70$554.32$672.02
    Family$190.22$945.73$1,135.95
    Salary ranging from $40,000 to $74,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$70.00$306.71$376.71
    Employee + Spouse$181.12$590.31$771.43
    Employee + Children$132.70$539.32$672.02
    Family$220.22$915.73$1,135.95
    Salary ranging from $75,000 to $149,999

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$77.50$299.21$376.71
    Employee + Spouse$203.62$567.81$771.43
    Employee + Children$147.70$524.32$672.02
    Family$250.22$885.73$1,135.95
    Salary of $150,000+

    Employee Pays (per pay period)Institution Pays (per pay period)Total Premium (per pay period)
    Employee Only$85.00$291.71$376.71
    Employee + Spouse$226.12$545.31$771.43
    Employee + Children$162.70$509.32$672.02
    Family$280.22$855.73$1,135.95
  • Pre-65 Retiree

Additional Information 

Transition of Care

Transition of Care may be available for members who are currently receiving ongoing treatment or are in the middle of a course of care when the new plan begins. WebTPA Clinical Services will begin outreach in late October based on information received from BCBS. If you believe you may need Transition of Care, you can begin the process early by completing the TOC form with your provider.