Under 65 Retirees
Please review the Under 65 rates for health, dental and vision if you and/or your spouse are under age 65 at the time of retirement. Retirees who are Medicare eligible due to disability are required to enroll in Medicare Parts A & B at retirement. If you and/or your spouse are over age 65, or Medicare-eligible due to disability, please review the Over 65 Retiree Benefits page. Regardless of age, OSU retirees may continue benefits for health, dental and vision.
Eligibility
You must have coverage as an active employee the month of your retirement date if you wish to enroll in continuing coverage as a retiree. If you do not elect to continue coverage at the time of your retirement, you will not have the option to begin retiree coverage at a later date. If after you are retired, you want to drop coverage or your spouse and/or dependent(s) from coverage, you will need to notify OSU Benefits in writing. Once dropped there is no opportunity to re-enroll with any of these plans.
Keep in mind, there is a difference in OSU and OTRS retirement criteria. The ability to continue health, dental and/or vision coverage through the university is dependent on being an OSU retiree regardless of your OTRS retiree status.
If you or your spouse is over age 65 at retirement, please refer to the Over 65 information.
Important Links & Forms
Retiree Under 65 Benefits Election Form
Retiree Rates
- Under 65 BlueCross BlueShield Premiums
If you are enrolled in coverage the month of your retirement date, you are eligible to continue your coverage at full cost to you.
We recommend reviewing your coverage and visiting the page for Health Insurance.
BlueOptions BlueEdge Retiree Only $654.46 $584.52 Retiree + Children $1,178.00 $1,050.08 Retiree + Spouse $1,374.34 $1,220.80 Family $2,094.26 $1,846.88 - Dental Premiums
If you are enrolled in coverage the month of your retirement date, you are eligible to continue your coverage at full cost to you.
We recommend reviewing your coverage and visiting the page for Dental Insurance.
Low Plan High Plan Platinum Retiree Only $46.42 $60.86 $93.90 Retiree + Children $105.62 $177.10 $278.56 Retiree + Spouse $91.96 $120.78 $186.88 Family $163.32 $229.20 $361.14 - Vision Premiums
If you are enrolled in coverage the month of your retirement date, you are eligible to continue your coverage at full cost to you.
We recommend reviewing your coverage and visiting the page for Vision Insurance.
Basic Buy-up Retiree Only $7.74 $15.94 Retiree + Children $16.58 $34.16 Retiree + Spouse $15.50 $31.92 Family $26.52 $54.58