Did You Know - OSU Offers a Long-Term Disability Plan for Employees

No one plans to be disabled, but are you prepared if it were to happen to you?  Disability can cause financial hardship.  A disability plan is a great source for providing the income protection you need.  It is an insurance on your income: when you are unable to work due to a disability, you receive benefits to help pay for life’s necessities.

Employees can apply for an LTD policy at any time during the year.  If you are within your first 30 days of hire, you are guaranteed issue of this policy.  If you are not within 30 days of your hire date, you will need to complete Lincoln Financial’ s online Evidence of Insurability (EOI) form to apply for coverage.  

This plan is a voluntary plan and premiums will be deducted from your paycheck as an after-tax deduction

Lincoln Financial

o    One plan, 60% of monthly income, up to $10,000.

o    $0.27/$100 monthly salary.

o    Ability to file claims online.

If you have questions, contact OSU Benefits at osu-benefits@okstate.edu, (405) 744-5449 or 106J Whitehurst.