Benefits Education - Voluntary Retirement Plans

 All OSU/A&M Employees have an opportunity to set aside retirement savings on a voluntary basis through three options: 403(b) Plan, Roth 403(b) Plan, and the 457(b) Plan.   Elected contributions are deducted as follows:

  • 403(b) and 457(b) are deducted before taxes.
  • 403(b) ROTH is deducted after taxes.
  • $15 per month minimum contribution.
  • $18,000 maximum annual contribution with an additional $6,000 if over the age of 50.
  • TIAA administers the plans, and includes free financial advice from their TIAA representatives.

To begin participation, complete a Salary Reduction Agreement and turn it into the Benefits Office located at 106J Whitehurst. If you have any questions please contact the Benefits Office at (405) 744-5449. Additional information can be found at or