Benefits Education - Employee Life Insurance Coverage

Employee Life Insurance Coverage

A Basic Life Insurance policy is provided to all full-time benefits eligible employees at two-times their annualized salary up to $200,000.  This Basic Life insurance includes Accidental Death and Dismemberment coverage (AD&D).  The payout schedule for AD&D, can be found in the Group Life Insurance Certificate located at

Supplemental Life insurance can be purchased by employees in addition to the basic life policy.  Employees can elect supplemental life insurance coverage up to five-times their annualized salary not to exceed $750,000.  Within 30-days of an employee’s hire date, an employee can elect up to two-time their annualized salary not to exceed $250,000.  At any point during the year, employees can request to add supplemental life insurance or increase their current insurance by completing and submitting a Life Insurance Evidence of Insurability (EOI) form.  The EOI can be found at

During annual enrollment, employees who have supplemental life insurance have the option to increase their supplemental life insurance by $5,000 without EOI.

Want to know how much life insurance you currently have?  Login to Web for Employees,, and click on Total Compensation Report.