Benefits Education - BlueOptions Highlights

The BlueOptions health plan features a higher monthly premium for a lower deductible and set office visit and pharmacy copays. Office visit and pharmacy copays do not apply towards your deductible, however they do apply towards your out of pocket maximum.

 

Benefit Description

BluePreferred Network

BlueChoice Network

Primary Care Office Visit Copay

$30

Specialist Office Visit Copay

$50

Deductible per Individual

$750

Combined Family Deductible

$2,250

Coinsurance After Deductible

80%

70%

Individual Out of Pocket

$4,250

Combined Family Out of Pocket

$12,700

Lifetime Maximum

No Limit

Generic Rx

$4

Preferred Brand Rx

$50

Non-Preferred Brand Rx

$100

Prime Specialty Rx

$150

Non-Prime Specialty Rx

$200

More information, such as the Summary of Benefits and Certificate of Benefits, is available at http://hr.okstate.edu/benefits/BlueOptions.  If you have additional questions, you can reach BCBS at (877) 258-6781 or OSU Benefits at (405) 744-5449.