Benefits Education - 2017 Long-Term Disability Benefit

Did you know that Liberty Mutual will be the new Long-Term Disability (LTD) administrator for the OSU/A&M system beginning in 2017?  To streamline practices and enhance services we will move to only one LTD option of 60% for 2017.

The rate for 60% LTD is $0.27 for every $100 of covered month salary. Example of a $30,000 annual income: $30,000 / 12 = $2,500 / 100 = $25 * 0.27 = $6.75/month

Employees will be eligible to enroll in LTD during 2017 Annual Enrollment without any Evidence of Insurability. However, enrollment in the policy outside of Annual Enrollment will require an Evidence Of Insurability to be completed.

Employees who wish to enroll in long term disability coverage for 2017 must enroll online using Self Service Banner during Annual Enrollment, November 1-18, 2016.  Additional information will be provided to employees regarding Annual Enrollment and Self Service Banner. 

If you still have questions, please contact OSU Benefits at, (405) 744-5449 or come by 106J Whitehurst.