2018 Annual Benefits

2018 Open Enrollment

Wednesday, November 1, through Friday, November 17, 2017

2018 Open Enrollment BenefitFocus Login Instructions

ALL employees must make elections for the following benefits to continue in 2018:

  • Flexible Spending Accounts (FSA)
  • Health FSA – set aside up to $2,650 to use for your out-of-pocket medical and pharmacy expenses
  • Dependent Care FSA – set aside up to $5,000 per household for your child care expenses for dependent children under the age of 13
  • Health Savings Accounts (HSA) – must be enrolled in the BlueEdge High Deductible Health Plan
  • Employee Only – can set aside up to $2,450; employer will contribute $1,000
  • Employee + Dependent – can set aside up to $5,400; employer will contribute $1,500
  • Age 55 or older  - can add an additional $1,000 to your contribution limit
  • Waiving OSU Health
    • If you currently waive health coverage in 2017, you will still be able to waive in 2018 and receive the waive monies in your health Flexible Spending Account (FSA).  However, if you do not currently waive and for those who are new hires, beginning January 1, 2018, you can waive health coverage but you will not receive the waive monies into a health FSA. 
  • Tobacco-Free Health Premium Credit
    • Employees enrolled in BlueOptions or BlueEdge will receive a $20 monthly health premium credit when they re-certify they are tobacoo-free or have completed a Tobacco Cessation Program within the past 90 days.

 

What’s new or different with 2018 benefits

  • Health Benefits - No premium changes to your BlueOptions PPO or BlueEdge High Deductible Health Plan!

    • BlueEdge – high deductible health plan deductible and out-of-pocket will increase by $100 for individual and $200 per family.  This change is due to federal regulations.

    • OSU Spouses – Currently spouses are not allowed to cover their OSU spouses on health coverage.  Beginning January 1, 2018,  you may cover your OSU spouse but they will not be able to cover themselves, dual coverage, and will not receive waiver monies for waiving their own coverage to be on their OSU spouses plan.  In most cases, it will not be financially advantageous to have both spouses on the same plan; however, for those with significant family health concerns, having combined deductibles and out-of-pocket maxes might be a benefit to you.

  • Life Insurance - No premium change to your Liberty Mutual Supplemental Life (unless you reach a new age bracket)

  • Long-Term Disability - No premium change to your Liberty Mutual Long-Term Disability plan

  • Dental - Slight premium increase with Cigna Dental Plans

o   Dental Plans change:  Periodontal cleanings will reduce from four annual cleanings to two, this will allow you to have a total of four cleanings in the plan year – your two regular teeth cleanings and two periodontal cleanings

  • Vision - Slight premium increase with EyeMed Vision

Questions?  E-mail OSU Benefits, osu-benefits@okstate.edu, call (405) 744-5449, or visit with a Benefits Representative at 106J Whitehurst.

 

 

Slideshow Title: 
It's Time for Open Enrollment!
Slideshow Subtitle: 
2018 Benefits Enrollment for OSU/A&M Employees
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2018 Benefits Enrollment for OSU/A&M Employees